WCAG 2.2 & ADA Accessibility: What Credit Unions and Banks Must Know in 2026
Accessibility is no longer a “nice to have.” In 2026, it’s a legal, ethical, and strategic requirement.
What Is WCAG 2.2?
WCAG (Web Content Accessibility Guidelines) 2.2 builds on previous standards and introduces new requirements focused on usability, navigation, and interaction, particularly for users with cognitive and motor impairments.
For financial institutions, this matters more than ever.
Why Financial Institutions Are at Higher Risk
Banks and credit unions are public-facing, highly regulated organizations. That makes their websites prime targets for accessibility complaints and lawsuits.
In recent years, ADA-related web lawsuits have surged, and financial institutions are not exempt. Compliance isn’t just about avoiding risk.
Accessibility Improves Everyone’s Experience
An accessible website:
Is easier to navigate
Performs better on mobile
Improves SEO rankings
Reduces friction in applications
Builds trust with all users
Accessibility and usability go hand in hand.
Common ADA Issues We See
Poor color contrast
Missing alt text
Keyboard navigation failures
Inaccessible forms and buttons
Improper heading structure
PDFs that screen readers can’t read
These issues don’t just affect users with disabilities, but they frustrate everyone.
Built-In vs. Bolted-On Accessibility
One of the biggest mistakes institutions make is trying to “fix” accessibility after launch. True ADA accessibility must be built into:
Design
Development
Content
Ongoing maintenance
In 2026, accessibility is not a one-time task. Accessibility is an ongoing responsibility.
The Bottom Line
Accessible websites protect your institution, improve performance, and reflect your commitment to serving everyone in your community.
Having an accessible website isn’t just about meeting standards. It’s about doing the right thing.